Over $120,000 Ahead After 8 Years of Income Based Student Loan Payments

The long awaited update is here! I'm past due for an update on how far ahead I am financially by choosing to go on an income based student loan plan (rather than pay off my student loans ASAP), while instead choosing to invest heavily at the beginning of my career. My original article about being … Continue reading Over $120,000 Ahead After 8 Years of Income Based Student Loan Payments

The Great Student Loan Pause and Its Impacts

It has now been over two years since the federal student loan pause began in March of 2020. After multiple extensions of the original pause, alas, the end date of May 2022 has been once again extended, now until August 31st, 2022. The odds are that repayment won't begin then either, in my humble opinion. … Continue reading The Great Student Loan Pause and Its Impacts

Over $20,000 Ahead After 3.5 Years of Income Based Student Loan Payments

It has been almost 3 years now since I wrote my first article about my plan to seek student loan forgiveness using an income based payment plan instead of paying down my debt aggressively. About a year after that, I wrote an article about how I made a mistake in which income based repayment plan … Continue reading Over $20,000 Ahead After 3.5 Years of Income Based Student Loan Payments

Is it Better to Pay Off Student Loans or Invest?

*The information contained in this post is not meant to be specific for you or your situation and is not meant to be financial advice, as I am not licensed as a financial planner. Before making any decisions, I strongly recommend speaking to someone licensed in this area to consider your unique situation. My recommendation … Continue reading Is it Better to Pay Off Student Loans or Invest?

Guest Post on NewGradPhysicalTherapy: “Repaying Student Debt with Travel PT”

In October 2017 I had the opportunity to write a guest post for the blog New Grad Physical Therapy titled "Repaying Student Debt with Travel PT." I somehow let it slip through the cracks and never shared the post on my blog. I thought it was a very applicable post for physical therapy students or … Continue reading Guest Post on NewGradPhysicalTherapy: “Repaying Student Debt with Travel PT”

Guest Post: The Ins and Outs of Student Loan Refinancing

I'd like to thank Josh at Family Faith Finance for writing this guest post on a very hot topic for students and recent graduates: Student Loan Refinancing. What is it? How does it work? Is it right for you? Can you still do an income based repayment if you refinance? Keep reading below to find out … Continue reading Guest Post: The Ins and Outs of Student Loan Refinancing

The Best Student Debt Repayment Option for Those Seeking Financial Independence (FIRE)

*The information contained in this post is not meant to be specific for you or your situation and is not meant to be financial advice, as I am not licensed as a financial planner. Before making any decisions, I strongly recommend speaking to someone licensed in this area to consider your unique situation. My recommendations … Continue reading The Best Student Debt Repayment Option for Those Seeking Financial Independence (FIRE)

Revisited: Seek Forgiveness or Pay off Your Student Loans Early?

Seek Forgiveness or Pay off Your Student Loans Early?

Disclaimer: From discussions that I have had on this subject in the past, I realize that this is a controversial topic. I have never been one to shy away from discussion on touchy subjects whether ethical or financial in nature. This post will be about the financial side of the decision that I have made, … Continue reading Seek Forgiveness or Pay off Your Student Loans Early?