The Great Student Loan Pause and Its Impacts

It has now been over two years since the federal student loan pause began in March of 2020. After multiple extensions of the original pause, alas, the end date of May 2022 has been once again extended, now until August 31st, 2022. The odds are that repayment won't begin then either, in my humble opinion. … Continue reading The Great Student Loan Pause and Its Impacts

Latin America Trip: The Sequel

If you've been following this site for a while, you know that Whitney and I usually do a lot of international travel. Back in 2018, we decided that we wanted to spend at least 4 months out of the country each year following semi-retirement that year. I also decided to track my expenses on each … Continue reading Latin America Trip: The Sequel

Aloha from Hawaii: Oahu, Maui, and Kauai Expense Report

After spending two full months on the Big Island for Whitney's Travel PT contract, we were excited to thoroughly explore the other three major Hawaiian islands. Although we did some amazing hikes on the Big Island, we didn't get the views that we were expecting after seeing a ton of Hawaiian hiking pictures from friends … Continue reading Aloha from Hawaii: Oahu, Maui, and Kauai Expense Report

Aloha from Hawaii: Big Island Expense Report

We originally planned to spend the summer of 2021 traveling to a few countries in Central and South America after our big 2020 Latin America trip was cancelled. Our plans were up in the air due to continued Covid concerns throughout the region though. This left us with no set plans for the summer once … Continue reading Aloha from Hawaii: Big Island Expense Report

Current Crypto Asset Allocation and Return: April 2021

It has been exactly a year now since I made my very first two cryptocurrency purchases in April of 2020. This came after over a month of a very deep dive into not only the past and potential future of crypto, but also a thorough examination of the macroeconomic impact of COVID. Once I understood … Continue reading Current Crypto Asset Allocation and Return: April 2021

Why You Should Consider Investing in Bitcoin in 2021

I remember watching the Bitcoin bull market of 2017 and thinking that people buying then were crazy. After all, I'd spent time in 2016 and early 2017 researching cryptocurrencies and determining that the risk wasn't worth it with all things considered. It was completely baffling to me watching the price increase 20x after that. Comparisons … Continue reading Why You Should Consider Investing in Bitcoin in 2021

Challenges in a Post-FIRE Life

Since reaching semi-retirement in 2018 and actual financial independence in 2019, life has been a whirlwind! In the past two years, Whitney and I have traveled to over 30 countries, spending about 9 of the last 24 months in total traveling internationally. We are actually supposed to be traveling through South and Central America for … Continue reading Challenges in a Post-FIRE Life

Determining True Effective Tax Rate Based on Income Level

Oh, Hello There! It's been quite a while since I've written a good finance related article! Part of this has been due to running short on ideas of things to write about, but primarily it's been due to a lack of motivation. Since reaching my FIRE goal net worth last year, I just haven't been … Continue reading Determining True Effective Tax Rate Based on Income Level