Over $120,000 Ahead After 8 Years of Income Based Student Loan Payments

The long awaited update is here! I'm past due for an update on how far ahead I am financially by choosing to go on an income based student loan plan (rather than pay off my student loans ASAP), while instead choosing to invest heavily at the beginning of my career. My original article about being … Continue reading Over $120,000 Ahead After 8 Years of Income Based Student Loan Payments

The Great Student Loan Pause and Its Impacts

It has now been over two years since the federal student loan pause began in March of 2020. After multiple extensions of the original pause, alas, the end date of May 2022 has been once again extended, now until August 31st, 2022. The odds are that repayment won't begin then either, in my humble opinion. … Continue reading The Great Student Loan Pause and Its Impacts

Paying Cash for a House Instead of Paying Off Student Loans

Buying a Home with Cash As I mentioned in last month's financial independence update, about a month ago I bought my first house and decided to pay cash for it! This was after about 5 years of saving and investing since graduating physical therapy school in 2015. It has been a wild ride since graduation, … Continue reading Paying Cash for a House Instead of Paying Off Student Loans

Guest Post: “Travel PT: The Path to Financial Freedom” (Featured on Covalent Careers/New Grad Physical Therapy)

I was recently featured on the website Covalent Careers, which is the parent company of NewGradPhysicalTherapy.com. I wrote an article titled Travel PT: The Path to Financial Freedom. This is a topic I've written about before, highlighting how Travel PT has allowed me to save a significant amount of money, achieve financial freedom early in my … Continue reading Guest Post: “Travel PT: The Path to Financial Freedom” (Featured on Covalent Careers/New Grad Physical Therapy)

Over $20,000 Ahead After 3.5 Years of Income Based Student Loan Payments

It has been almost 3 years now since I wrote my first article about my plan to seek student loan forgiveness using an income based payment plan instead of paying down my debt aggressively. About a year after that, I wrote an article about how I made a mistake in which income based repayment plan … Continue reading Over $20,000 Ahead After 3.5 Years of Income Based Student Loan Payments

Is it Better to Pay Off Student Loans or Invest?

*The information contained in this post is not meant to be specific for you or your situation and is not meant to be financial advice, as I am not licensed as a financial planner. Before making any decisions, I strongly recommend speaking to someone licensed in this area to consider your unique situation. My recommendation … Continue reading Is it Better to Pay Off Student Loans or Invest?

Guest Post on NewGradPhysicalTherapy: “Repaying Student Debt with Travel PT”

In October 2017 I had the opportunity to write a guest post for the blog New Grad Physical Therapy titled "Repaying Student Debt with Travel PT." I somehow let it slip through the cracks and never shared the post on my blog. I thought it was a very applicable post for physical therapy students or … Continue reading Guest Post on NewGradPhysicalTherapy: “Repaying Student Debt with Travel PT”

Guest Post: The Ins and Outs of Student Loan Refinancing

I'd like to thank Josh at Family Faith Finance for writing this guest post on a very hot topic for students and recent graduates: Student Loan Refinancing. What is it? How does it work? Is it right for you? Can you still do an income based repayment if you refinance? Keep reading below to find out … Continue reading Guest Post: The Ins and Outs of Student Loan Refinancing

The Best Student Debt Repayment Option for Those Seeking Financial Independence (FIRE)

*The information contained in this post is not meant to be specific for you or your situation and is not meant to be financial advice, as I am not licensed as a financial planner. Before making any decisions, I strongly recommend speaking to someone licensed in this area to consider your unique situation. My recommendations … Continue reading The Best Student Debt Repayment Option for Those Seeking Financial Independence (FIRE)

Interview on the “Breaking Student Debt” Podcast

I recently got the chance to sit down and talk with Dr. Will Boyd on his podcast, "Breaking Student Debt." We talked a lot about financial matters (student loans and investing for financial independence), travel therapy, as well as a little bit about my philosophy on life and work. It was a lot of fun … Continue reading Interview on the “Breaking Student Debt” Podcast