Despite the advice of nearly everyone in my personal life, I applied and was approved for my first credit card on the day after my 18th birthday. The reason I ignored what everyone told me was not because I was young and irresponsible, but because I had done my research on the subject and knew … Continue reading Credit Cards: Friend or Foe?
Tag: Financial independence
Seek Forgiveness or Pay off Your Student Loans Early?
Disclaimer: From discussions that I have had on this subject in the past, I realize that this is a controversial topic. I have never been one to shy away from discussion on touchy subjects whether ethical or financial in nature. This post will be about the financial side of the decision that I have made, … Continue reading Seek Forgiveness or Pay off Your Student Loans Early?
What Financial Independence Means to Me
About a year ago, I became fascinated with the idea of early retirement. There is a small group of people that I discovered through blogs and podcasts from whom I learned a great deal. Most people in the mainstream have never even considered early retirement an option and neither had I. It seems the norm … Continue reading What Financial Independence Means to Me
About me
First let me start with a disclaimer. I have never considered myself a decent writer. Not even close. I avoided writing at all costs throughout my life, but I'm always up for a challenge and an opportunity to develop new skills. With the help of my beautiful girlfriend as editor, I hope to be able … Continue reading About me
Fifth Wheel Physical Therapist 