Author: Fifth Wheel Physical Therapist

Progress to Financial Independence- April 2016

I'm planning to do monthly updates on my progress to financial independence. If nothing else, it will be an awesome way to look back on the journey in the future. I'll also be able to look back on the change in value of my investments each month. I only recently began to experiment with Excel so … Continue reading Progress to Financial Independence- April 2016

Credit Cards: Friend or Foe?

Despite the advice of nearly everyone in my personal life, I applied and was approved for my first credit card on the day after my 18th birthday. The reason I ignored what everyone told me was not because I was young and irresponsible, but because I had done my research on the subject and knew … Continue reading Credit Cards: Friend or Foe?

Seek Forgiveness or Pay off Your Student Loans Early?

Disclaimer: From discussions that I have had on this subject in the past, I realize that this is a controversial topic. I have never been one to shy away from discussion on touchy subjects whether ethical or financial in nature. This post will be about the financial side of the decision that I have made, … Continue reading Seek Forgiveness or Pay off Your Student Loans Early?

What Financial Independence Means to Me

About a year ago, I became fascinated with the idea of early retirement. There is a small group of people that I discovered through blogs and podcasts from whom I learned a great deal. Most people in the mainstream have never even considered early retirement an option and neither had I. It seems the norm … Continue reading What Financial Independence Means to Me

Thinking about Travel PT as a new grad? – Part 2

This is a follow-up to Thinking about Travel PT as a new grad? Part 1 Accepting/Negotiating a Contract After one or more of your interviews are completed and a facility wants to hire you, you should receive an offer from your recruiter. They will tell you a dollar amount that will be your "weekly take home … Continue reading Thinking about Travel PT as a new grad? – Part 2

Thinking about Travel PT as a new grad?

*Article written by Jared, April 2016. Updated by Whitney, May 2018. We have now been traveling for 3 years since graduation in May 2015!   Considering Travel Therapy Beginning to read and learn about travel physical therapy can be very scary, especially for a new grad. When I first started, I was nervous to say … Continue reading Thinking about Travel PT as a new grad?

About me

First let me start with a disclaimer. I have never considered myself a decent writer. Not even close. I avoided writing at all costs throughout my life, but I'm always up for a challenge and an opportunity to develop new skills. With the help of my beautiful girlfriend as editor, I hope to be able … Continue reading About me