Avoiding the Individual Insurance Mandate Penalty in 2018

*The information contained in this post is not meant to be specific for you or your situation and is not meant to be financial advice, as I am not licensed as a financial planner or as an accountant. Before making any decisions, I strongly recommend speaking to someone licensed in this area to consider your … Continue reading Avoiding the Individual Insurance Mandate Penalty in 2018

2017 Savings Rate and 2018 Estimate in Semi-Retirement!

How Do You Calculate Savings Rate There are a lot of different ways to calculate savings rates as Big ERN, from Early Retirement Now, points out in his post on the topic. For me, savings rate #3 in his post seems to make the most sense. Calculating savings rate based on after tax compensation and … Continue reading 2017 Savings Rate and 2018 Estimate in Semi-Retirement!

Current Asset Allocation: February 2018

To be honest, I haven't paid much attention to my asset allocation recently. In 2017, I started saving cash for a down payment on a rental property, but I have also considered just saving enough to pay for an entire property up front. What I decide to do there will likely depend on when I … Continue reading Current Asset Allocation: February 2018

A Case for Travel Therapy as a New Grad: The Power of Compounding Interest

Travel Therapy and Improving Your Finances Hello again. If you've read any of my posts in the past then you probably already know that I enjoy writing about a lot of things, but two at the top of my list of favorites are travel therapy and personal finance. Today I want to make a case … Continue reading A Case for Travel Therapy as a New Grad: The Power of Compounding Interest

Retire at 30?? Won’t You be Bored?

A Taboo Topic I know that I talk about my financial plans for the future a lot on my blog, but in my personal life I do my best to avoid this topic unless specifically asked or if it somehow comes up in conversation. This is especially the case when working with patients. Controversial topics … Continue reading Retire at 30?? Won’t You be Bored?

Progress to Financial Independence- December 2017

For this month, let's start off with my finances, after all that's probably the reason you clicked on this post in the first place. December resulted in another 1% increase in the S&P 500 which capped off 2017 with a total gain of almost 20%! That's the largest yearly gain since 2013. The bull market … Continue reading Progress to Financial Independence- December 2017

Planning Our Trip to Europe, Africa, and Asia: 2018 “Slow Travel”

In Review As I talked about in ⇒ my last post ⇐ 2018 is going to be a crazy year for Whitney and me as we transition into semi-retirement. We plan to work the first half of the year, January-June, and then "slow travel" internationally the second half of the year, July-December. Our one-way ticket to Europe … Continue reading Planning Our Trip to Europe, Africa, and Asia: 2018 “Slow Travel”

Semi-Retirement in 2018!

*The picture above is from an amazing trip to Aruba my brother and I took in December. Update 1/17/2018: ⇒⇒⇒ Click here for PART TWO: our travel agenda! ⇐⇐⇐ Original Post: Taking The Leap In my November monthly update, I mentioned that Whitney and I have been discussing transitioning away from full time employment to take … Continue reading Semi-Retirement in 2018!

Guest Post on NewGradPhysicalTherapy: “Repaying Student Debt with Travel PT”

In October 2017 I had the opportunity to write a guest post for the blog New Grad Physical Therapy titled "Repaying Student Debt with Travel PT." I somehow let it slip through the cracks and never shared the post on my blog. I thought it was a very applicable post for physical therapy students or … Continue reading Guest Post on NewGradPhysicalTherapy: “Repaying Student Debt with Travel PT”

Progress to Financial Independence- November 2017

In November, Whitney and I weren't quite as busy and spent more time focusing on working out, dieting and relaxing. We both had a couple weigh ins we needed to meet for our HealthyWage challenges, and Whitney decided to do a three day fast, both for health benefits and to meet her weigh in goal. … Continue reading Progress to Financial Independence- November 2017