Savings Rate Changes I've written in the past about how my high savings rate has been the key to being able to semi-retire after only three years of full time work. In fact, savings rate is the single most important factor in determining your financial independence date and has been the primary focus for me on … Continue reading 2018 Savings Rate in First Year of Semi-Retirement!
Whenever someone finds out that I worked only three years full time after graduating from physical therapy school, and that I'm very close to financial independence at 29 years old, the natural question that follows is, "How is that possible?" The answer to that question lies in the magic of my savings rate. My Savings … Continue reading How It’s Possible to Retire in Five Years or Less: The Power of Your Savings Rate
A Look Back at My Financial Journey It's hard to believe that I have been doing monthly financial updates for over two years now. Things have changed so much in that time. Two years ago when I started tracking my progress to financial independence, I thought I had things pretty much figured out. Now, looking … Continue reading Financial Independence: The Power of Having Options!
End of Q1 We're already at the end of the Q1 for 2018 and time seems to really be flying by lately. I think part of the reason for that is the fact that we have been working quite a bit on planning our upcoming international trip and also working on the blog in the … Continue reading Progress to Financial Independence- March 2018
February may be the shortest month of the year, but this February was eventful. Whitney and I found out that our current contracts would be extended until the end of June, which is perfect for us since we won't have to look for new jobs before our big trip in July. The one stipulation for extending … Continue reading Progress to Financial Independence- February 2018
How Do You Calculate Savings Rate There are a lot of different ways to calculate savings rates as Big ERN, from Early Retirement Now, points out in his post on the topic. For me, savings rate #3 in his post seems to make the most sense. Calculating savings rate based on after tax compensation and … Continue reading 2017 Savings Rate and 2018 Estimate in Semi-Retirement!
Disclaimer: I am not a licensed financial advisor and the information in this article is not meant to be individualized financial advice. Everyone's situation is different, so if you are unsure about what to do with your funds, please seek an advisor that can consider your own individual case and make recommendations to you. Once … Continue reading Options for Where to Invest Money in Retirement Accounts