I recently had someone comment on my blog post about working only half the year as a travel therapist while earning a full time salary. He asked how it could be possible that I could have paid off all my student loans (which is actually not the case..) and be close to only having to work only … Continue reading Is it Possible to Save a Lot and Still Have Fun With Travel Healthcare?
Author: Fifth Wheel Physical Therapist
Around the World in 2018: Semi-Retirement Trip Update
The Original Plan It's been almost three months since I originally posted about my plan to semi-retire in 2018 and spend the second half of the year traveling through Europe, Africa, and Asia. Whitney and I have spent a lot of time planning the trip out since then. Due to a variety of factors, including: … Continue reading Around the World in 2018: Semi-Retirement Trip Update
Making a Full Time Therapist’s Salary Working Only Half of the Year
A major consideration for many therapists when considering a career path is pay. Debt to income ratio is a big factor in this concern for making a higher salary. But, for some, the desire to have a higher income may also be to avoid burnout by being able to work less hours while still earning … Continue reading Making a Full Time Therapist’s Salary Working Only Half of the Year
Breaking Down Overtime and Holiday Pay as a Travel Therapist
If you have been reading this blog for any length of time, then it's probably no surprise to you that I enjoy keeping track of everything regarding my finances. I also have been known to take any possible opportunity to make extra money, which is a big reason why I'm less than a year of … Continue reading Breaking Down Overtime and Holiday Pay as a Travel Therapist
Progress to Financial Independence- February 2018
February may be the shortest month of the year, but this February was eventful. Whitney and I found out that our current contracts would be extended until the end of June, which is perfect for us since we won't have to look for new jobs before our big trip in July. The one stipulation for extending … Continue reading Progress to Financial Independence- February 2018
Getting the Best Bang for your Buck with Social Security in Early Retirement
*The information contained in this post is not meant to be specific for you or your situation and is not meant to be financial advice, as I am not licensed as a financial planner. Before making any decisions, I strongly recommend speaking to someone licensed in this area to consider your unique situation. Social Security Uncertainty … Continue reading Getting the Best Bang for your Buck with Social Security in Early Retirement
Progress to Financial Independence- January 2018
January was a busy month on the blog as you guys probably already know. I published 10 new articles on this site in January and the blog got the most views and new followers in one month since inception. I did several podcast interviews in December and January and most of them were published in … Continue reading Progress to Financial Independence- January 2018
Avoiding the Individual Insurance Mandate Penalty in 2018
*The information contained in this post is not meant to be specific for you or your situation and is not meant to be financial advice, as I am not licensed as a financial planner or as an accountant. Before making any decisions, I strongly recommend speaking to someone licensed in this area to consider your … Continue reading Avoiding the Individual Insurance Mandate Penalty in 2018
2017 Savings Rate and 2018 Estimate in Semi-Retirement!
How Do You Calculate Savings Rate There are a lot of different ways to calculate savings rates as Big ERN, from Early Retirement Now, points out in his post on the topic. For me, savings rate #3 in his post seems to make the most sense. Calculating savings rate based on after tax compensation and … Continue reading 2017 Savings Rate and 2018 Estimate in Semi-Retirement!
Current Asset Allocation: February 2018
To be honest, I haven't paid much attention to my asset allocation recently. In 2017, I started saving cash for a down payment on a rental property, but I have also considered just saving enough to pay for an entire property up front. What I decide to do there will likely depend on when I … Continue reading Current Asset Allocation: February 2018
Fifth Wheel Physical Therapist 