Paying Cash for a House Instead of Paying Off Student Loans

Buying a Home with Cash As I mentioned in last month’s financial independence update, about a month ago I bought my first house and decided to pay cash for it! This was after about 5 years of saving and investing since graduating physical therapy school in 2015. It has been a wild ride since graduation, … Continue reading Paying Cash for a House Instead of Paying Off Student Loans

Is it Better to Pay Off Student Loans or Invest?

*The information contained in this post is not meant to be specific for you or your situation and is not meant to be financial advice, as I am not licensed as a financial planner. Before making any decisions, I strongly recommend speaking to someone licensed in this area to consider your unique situation. My recommendation … Continue reading Is it Better to Pay Off Student Loans or Invest?

Revisited: Seek Forgiveness or Pay off Your Student Loans Early?

*The information contained in this post is not meant to be specific for you or your situation and is not meant to be financial advice, as I am not licensed as a financial planner. Before making any decisions, I strongly recommend speaking to someone licensed in this area to consider your unique situation. My recommendation … Continue reading Revisited: Seek Forgiveness or Pay off Your Student Loans Early?

Seek Forgiveness or Pay off Your Student Loans Early?

Disclaimer: From discussions that I have had on this subject in the past, I realize that this is a controversial topic. I have never been one to shy away from discussion on touchy subjects whether ethical or financial in nature. This post will be about the financial side of the decision that I have made, … Continue reading Seek Forgiveness or Pay off Your Student Loans Early?

The Great Student Loan Pause and Its Impacts

It has now been over two years since the federal student loan pause began in March of 2020. After multiple extensions of the original pause, alas, the end date of May 2022 has been once again extended, now until August 31st, 2022. The odds are that repayment won’t begin then either, in my humble opinion. … Continue reading The Great Student Loan Pause and Its Impacts

Over $20,000 Ahead After 3.5 Years of Income Based Student Loan Payments

It has been almost 3 years now since I wrote my first article about my plan to seek student loan forgiveness using an income based payment plan instead of paying down my debt aggressively. About a year after that, I wrote an article about how I made a mistake in which income based repayment plan … Continue reading Over $20,000 Ahead After 3.5 Years of Income Based Student Loan Payments

Going From Broke Grad Student to Semi-Retired in 3 Years

I’ve now been writing articles on this blog for almost 3 years (it’ll be 3 years in April!). In that period, my life has changed drastically, so I think the time has come to update my original “about me” post so that you guys learn a little more about my journey to where I am … Continue reading Going From Broke Grad Student to Semi-Retired in 3 Years

Guest Post: The Ins and Outs of Student Loan Refinancing

I’d like to thank Josh at Family Faith FinanceĀ for writing this guest post on a very hot topic for students and recent graduates: Student Loan Refinancing. What is it? How does it work? Is it right for you? Can you still do an income based repayment if you refinance? Keep reading below to find out … Continue reading Guest Post: The Ins and Outs of Student Loan Refinancing

The Best Student Debt Repayment Option for Those Seeking Financial Independence (FIRE)

*The information contained in this post is not meant to be specific for you or your situation and is not meant to be financial advice, as I am not licensed as a financial planner. Before making any decisions, I strongly recommend speaking to someone licensed in this area to consider your unique situation. My recommendations … Continue reading The Best Student Debt Repayment Option for Those Seeking Financial Independence (FIRE)

Interview on the “Breaking Student Debt” Podcast

I recently got the chance to sit down and talk with Dr. Will Boyd on his podcast, “Breaking Student Debt.” We talked a lot about financial matters (student loans and investing for financial independence), travel therapy, as well as a little bit about my philosophy on life and work. It was a lot of fun … Continue reading Interview on the “Breaking Student Debt” Podcast